Healthcare Insurance is one traditional route to covering medical costs, but some turn to what is described as an alternative to insurance with Health Care Sharing Ministries (HCSM). An HCSM is an organization in which health care costs are shared among members with...

Rachel Richardson
Rachel Richardson is a writer at The Cover Bear, where she crafts informative and research-based content on insurance to help consumers make educated decisions. With a commitment to providing clear, unbiased, and actionable information, Rachel focuses on explaining complex insurance topics in an easy-to-understand way. Her work supports The Cover Bear’s mission to empower individuals with knowledge, enabling them to manage risk and appreciate the true value of insurance without the influence of sales or lobbying.
Common Insurance-Related Mistakes to Avoid
Buying insurance is typically not a fun experience, although it is necessary. This is partially because people are unsure of what they actually need covered, and are torn between how much money they should try and save. This conundrum, among other problems, often...
Save Money On Your Homeowner’s Insurance
Homeowner’s insurance is essential to have but can come at a hefty price with money you can be saving for other finances in your budget. There are a couple of tips to getting a lower rate for homeowner’s insurance that will save you money while protecting your house...